IMPORTANT: Credit Bureau Contacts
The information in your credit report should be complete, accurate and up to date. If you do not recognize information, or believe an item on your credit report may be inaccurate, you may request an investigation on that data, so that any discrepancies may be corrected. Equifax, Trans Union and Experian all offer an easy online dispute system, on their websites. You may also dispute by mail or by phone.
With your dispute, a notice is immediately sent to the source of the information, requesting that they verify your account. Within 30 days, the source must respond, and the Credit Bureau will notify you by mail or online with the results.