Terms and conditions of programs, products and services are subject to credit and property approval. Certain restrictions may apply. Refinancing may increase the total number of monthly payments and/or the total amount paid when compared to your current situation. This is not a commitment to lend. American Capital Corporation is a registered DBA of A.K.T. American Capital, Inc., which is Licensed by the California Department of Business Oversight, under the California Residential Mortgage Lending Act, License #4131347 NMLS #264422.